FR Y-9LP - Parent Company Only Financial Statements Guide¶
Overview¶
The FR Y-9LP (Parent Company Only Financial Statements for Large Holding Companies) collects the unconsolidated balance sheet, income statement, and detailed supporting schedules from the parent holding company.
Filing Requirements¶
Who Files: - Bank holding companies (BHCs) with consolidated total assets >= $3 billion - Savings and loan holding companies (SLHCs) with consolidated total assets >= $3 billion
Frequency: Quarterly
OMB Control Number: 7100-0244
Key Schedules¶
| Schedule | Description |
|---|---|
| Schedule PC | Parent Company Only Balance Sheet |
| Schedule PC-A | Cash and Balances Due |
| Schedule PC-B | Securities and Investments |
| Schedule PI | Parent Company Only Income Statement |
| Schedule PI-A | Interest Income/Expense Detail |
Key MDRM Codes¶
| Mnemonic | Item Code | Description |
|---|---|---|
| BHCP | 2170 | Total Assets |
| BHCP | 2948 | Total Liabilities |
| BHCP | 3210 | Total Equity Capital |
| BHCP | 4340 | Net Income |
| BHCP | 3283 | Common Stock |
| BHCP | 3230 | Surplus |
Parent vs Consolidated Comparison¶
| Aspect | FR Y-9LP (Parent) | FR Y-9C (Consolidated) |
|---|---|---|
| Scope | Parent company only | Parent + all subsidiaries |
| Subsidiaries | Investment method | Full consolidation |
| Intercompany | Not eliminated | Eliminated |
| Use Case | Liquidity analysis | Capital adequacy |
Double Leverage Analysis¶
The FR Y-9LP enables calculation of double leverage:
Double Leverage Ratio = Equity Investment in Subsidiaries / Parent Equity Capital
A ratio > 100% indicates the parent is financing subsidiary equity with debt.
Relationship to Other Forms¶
- FR Y-9C: Consolidated counterpart; parent + subsidiary data
- FR Y-9SP: Simplified version for smaller holding companies
- FR Y-6: Annual report supplement with ownership details
Data Sources¶
- Instructions: FR Y-9LP Instructions
- Data Dictionary:
csv/FR_Y9LP_PARENT_ONLY.csv - Bulk Data: FFIEC Financial Data Download
Notes¶
- Critical for analyzing holding company liquidity
- Parent-only data not publicly disclosed for most items
- Used in stress testing to assess funding vulnerabilities